Reducing Cart Abandonment with BNPL

Cart abandonment costs businesses billions annually. Learn how Buy Now Pay Later eliminates the most common reasons customers abandon their purchases.

The Cart Abandonment Crisis

Studies show that nearly 70% of online shopping carts are abandoned before checkout completion. For in-person and service-based businesses, the abandonment rate can be even higher when customers face unexpected costs.

70%
Average cart abandonment rate
$260B
Lost annually to abandonment
48%
Abandon due to cost concerns

Top Reasons for Cart Abandonment

Unexpected Total Cost

Customers are shocked by the final price and can't afford to pay all at once.

How BNPL Helps: BNPL breaks the cost into smaller, manageable payments. Instead of $1,200 today, customers see 4 payments of $300.

Payment Method Limitations

Limited payment options force customers to use methods they don't prefer or trust.

How BNPL Helps: BNPL providers like Klarna, Afterpay, and Affirm are trusted brands customers already know and use.

Need Time to Decide

Customers want to think about large purchases but fear missing out or forgetting to complete the transaction.

How BNPL Helps: BNPL removes the urgency - customers can secure the product now and have time to pay, reducing decision anxiety.

Complicated Checkout Process

Lengthy forms and complicated payment steps cause friction and frustration.

How BNPL Helps: BNPL providers have streamlined, mobile-first checkout flows. Most customers complete purchase in under 2 minutes.

How BNPL Solves These Problems

Removes Price Shock

By displaying the payment in installments upfront, customers see a more manageable price point immediately. A $2,000 service becomes '4 payments of $500' - much less intimidating.

Instant Approval

Most BNPL providers approve customers in seconds with a soft credit check. No waiting, no uncertainty - customers know immediately if they qualify.

Flexible Payment Terms

Customers choose plans that work for their budget - weekly, bi-weekly, or monthly payments. They're in control of their payment schedule.

Transparent Pricing

BNPL clearly shows all costs upfront. No hidden fees, no surprises. Customers know exactly what they'll pay and when.

Mobile-Optimized Experience

BNPL providers invest heavily in seamless mobile experiences. Checkout works perfectly on any device, reducing friction.

Real-World Results

Businesses across industries report significant improvements when offering BNPL:

20-30%
Reduction in cart abandonment rate
Average across retailers
45%
Increase in conversion rate
Reported by Afterpay merchants
85%
Higher order value on average
Klarna merchants
2-3x
More likely to complete purchase
When BNPL is offered

Best Practices for Reducing Abandonment

1

Display BNPL options prominently on product pages and at checkout

2

Show the installment amount, not just the full price

3

Offer multiple BNPL providers to maximize approval rates

4

Make the checkout process as simple as possible - fewer steps mean fewer drop-offs

5

Use QR codes for in-person sales to enable instant mobile checkout

6

Send abandoned cart reminders highlighting BNPL availability

Stop Losing Sales to Cart Abandonment

Start offering Buy Now Pay Later today and watch your conversion rate increase